OFAC sanctions screening on every buyer and co-buyer
Before a deal can be marked sold, the buyer (and co-buyer, if there is one) is screened against the U.S. Treasury OFAC sanctions lists: the SDN list plus the consolidated list, including AKAs/aliases. An automated job refreshes the list daily. A fuzzy name matcher (Jaro-Winkler) catches spelling and transliteration variants so a near-match still flags. It deliberately over-flags so a real hit is never missed. A person reviews and clears each potential match, and an unresolved hit blocks the sale.
- Buyer and co-buyer screened against the OFAC SDN + consolidated lists (with aliases)
- Daily automatic list refresh from the U.S. Treasury source
- Fuzzy Jaro-Winkler matching tuned for recall, so close spellings still flag
- Unresolved potential match blocks “mark sold” until a person reviews it
Red Flags identity checklist, attested and on file
A built-in Red Flags Rule identity checklist lives right in the deal: ID document presented, name matches, ID not expired, address matches, photo matches. Confirm all five and the check clears. If anything is off, the rep records a note explaining how it was resolved. Either way it becomes a completed, attested, timestamped record tied to the deal and the user who signed off.
- Five-point ID check: document, name, expiration, address, photo
- Discrepancy notes captured when an item does not match
- Completed checks are timestamped and tied to the rep who attested them
- Recorded as part of the deal, not a loose form
FTC notice templates, audit log, and document reminders
GLBA Privacy, Risk-Based Pricing, and Adverse Action notices ship as ready-to-fill templates that pull deal and customer details into clean printable documents. Every compliance action, from screenings and ID checks to incidents and resolutions, writes to a full audit log, and your stored documents can carry expiration dates that trigger automatic reminders before they lapse. A separate FTC Safeguards Rule workspace tracks your qualified individual, risk assessments, employee training, and incident response.
- GLBA Privacy, Risk-Based Pricing, and Adverse Action notice templates
- Full audit log across every compliance action
- Document storage with expiration reminders before a doc lapses
- FTC Safeguards workspace: qualified individual, risk assessments, training, incidents
Dealer compliance software FAQ
What the compliance tools do, and what they don’t.
What exactly does the OFAC check do?
It screens the buyer's and co-buyer's names against the U.S. Treasury OFAC sanctions lists (SDN + consolidated, including aliases), refreshed daily, using fuzzy name matching. It flags potential matches for a person to review, and an unresolved hit blocks the sale.
Is this full KYC or ID verification?
No, and we want to be clear about that. OFAC screening is name-match only. There is no third-party identity-verification or KYC vendor, and the system does not scan, OCR, or validate the authenticity of an ID document. The Red Flags step is a structured checklist your staff completes and attests to; the human still inspects the ID.
Does it pull credit or report to bureaus?
No. There are no credit-bureau pulls and no bureau reporting. The Adverse Action and Risk-Based Pricing items are static notice templates you fill from the deal. They don't fetch credit data or make a credit decision for you.
Are the FTC notices legal advice or guaranteed compliant?
No. The GLBA Privacy, Risk-Based Pricing, and Adverse Action documents are template forms you complete and review. AutoDealer.io is not a law firm and does not provide legal, tax, or compliance advice. You remain responsible for confirming your notices and procedures with your own counsel.
Can I export records for an audit or a data request?
Yes. Every compliance action is written to a full audit log, documents are stored with optional expiration dates, and per-dealer data export (DSAR) plus audit/OFAC CSV exports are available through the platform for audit and data-request purposes.
AutoDealer.io provides compliance workflow tools for dealers. It is not a law firm, credit-reporting agency, or identity-verification provider, and it does not provide legal, tax, or compliance advice. OFAC screening is name-match only and flags potential matches for human review; it is not a guarantee against a sanctions violation. FTC notices are templates you complete and review. You remain responsible for compliance with the Red Flags Rule, FTC Safeguards Rule, OFAC requirements, and all applicable laws; verify your program with your own counsel.
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Start your free trial. OFAC screening, the Red Flags checklist, FTC notice templates, and the audit log are part of the platform. No setup fees, cancel anytime.